Auto and Home Insurance

Shopping auto and home insurance is a pain. But in order to save money, many of us trudge out to our local agent or go online, only to spend hours plugging in the same information over and over again. Then, when we get quotes they can be hard to compare: what is the bodily injury limit I need? Is my home covered from a burst pipe?

When you need car and home insurance, you can try a local captive agent. These agents represent individual carriers, but can only give you a quote from the carrier they represent. This can be great if you have few options or prefer the service of a local agent. Or if you know for sure the carrier has your best pricing available.

More common now with emerging technology and the availability of online information, is shopping an online broker. An insurance broker partners with lots of carriers so they can shop the best auto and home insurance rates. After they shop these rates, they can provide you with an often free auto and home insurance quote.

Comparing auto insurance and home insurance policies is made easier with the emergence of online insurance brokers like PolicyGenius, The Zebra, Lemonade and many others. We review many of these brokers to reveal the pros and cons of each so you can make a decision that is right for you!